| Conditions | Action or Workaround | 
| Payments without full card data will be rejected with invalid PAN numbers
 or that card number has been shredded  | 
 If your
PCI Settings in Default Data is Schedule C, or D and the retention period for the card has expired, you might see this error.  
 It means that you attempted to refund to a shredded credit card. The way to refund in this situations is: 
  |